All American Insurance, Inc. partners with the leading carriers in the U.S. to bring you a quality coverage for your valuable jewelry. Our agency is consistently monitoring the industry to be able to assist you with questions concerning adequate coverage, and competitive pricing.
Personal Jewelry Insurance
You might be surprised to learn that your homeowner's or renter's insurance policy probably does not offer full coverage for your engagement ring and other fine jewelry. Your insurance policy probably covers jewelry theft, but not loss that occurs for other reasons. When a claim has to be made, the much needed jewelry insurance provides better coverage. Proper jewelry insurance policies list, describe and mention values of all items individually and minutely. If you end up losing or damaging any piece, insuring your jewelry enables you to acquire it repaired or replaced with the support of this detailed list.
Also, if you have jewelry with a lot of precious stones set in metal, you may want to explore insurance options that cover replacing individual stones. While some policies will provide payouts only if jewelry is lost, stolen or completely destroyed, some other policies will cover eventualities like damage. Be sure you read the fine print and know exactly what is being covered and offered. Keep in mind that most insurance policies have exclusions like careless handling, poorly set stones, and acts of God like war and earthquakes in their insurance policies.
Jewelry Store Insurance
Insuring Jewelry Stores is a specialty of All American Insurance, Inc. We offer Jewelers Block coverage, shipping coverage, workmanship, and many other options to ensure that your business is covered in the event of a loss.
Our experienced staff is dedicated to the care of your business and will work with you to assess your needs as necessary. Some offered options are “customer property under your care,” “memo goods,” “jewelry away from your store at exhibition shows” and more.
We only work with reputable carriers that are committed to fair handling of claims and quick response to your needs. Call us today at (402) 467-5355 or submit your request through our website and we will be happy to work with you.

(402) 467-5355

